KinneyMunro Insights
How Do I Keep More of What I’ve Built?
THREE DIFFERENT STORIES, SAME SOLUTION Keeping more of what you've built The traditional answer is "Pay your taxes and move on". The strategic answer is "Position your wealth to offset those gains before they're realized." The potential difference could...
The Concentrated Position Problem
THE CONCENTRATED POSITION PROBLEM Your financial advisor keeps saying: “You need to diversify.” You know they’re right. But every scenario you run shows a significant tax bill just to de-risk your portfolio. Investors who plan head can discover that there...
The Universal Tax Problem
THE UNIVERSAL TAX PROBLEM Three Different Paths. One Expensive Problem. Scenario 1: You’ve built a $15M business over 20 years. Sale closes next year. Potential Tax bill: $4M+ Scenario 2: You’re a tech executive. Your stock options vest in 18 months....
When Should I Start Thinking About the Tax Implications?
WHEN SHOULD I START THINKING ABOUT THE TAX IMPLICATIONS? This is the question we get from: Business owners starting the exit process Executives watching their equity grow Early employees sitting on concentrated stock positions Here's the uncomfortable...
The Diversification Dilemma
THE DIVERSIFICATION DILEMMA There are planning approaches that allow you to diversify while actively managing the tax impact—not just accepting it. This matters if you: Hold stock representing 30%+ of your net worth Are an executive with concentrated...
Understanding the Approach – How Long/Short Tax Aware Equity Strategies Work
UNDERSTANDING THE APPROACH How Long/Short Tax Aware Equity Strategies Work UNDERSTANDING THE APPROACH How does a "long/short tax-aware" equity strategy work? The Core Concept Traditional investing involves buying stocks you believe will go up (going...
How Often Should You Review Your Portfolio – and Why It Matters
How Often Should You Review Your Portfolio - and Why It Matters Historical Frequency of Positive S&P 500 Returns (Illustrative data based on historical index perforamnce; past performance does not guarantee future results.) Key Observations...
Great Rotation or Pause in Tech Company Dominance?
Great Rotation or Pause in Tech Company Dominance?Introduction There has been a lot of attention paid lately to ag market shift where investors have been selling off high-growth technology shares—particularly the "Magnificent Seven" (Alphabet, Amazon, Apple, Meta,...
The Dos & Donts of Index Investing
The Do's & Dont's of Index InvestingIntroduction The founders of KinneyMunro Wealth Advisors have a combined 60 years of collective experience managing and advising institutional investors, including pension funds and endowments, on market index strategies. This...
Comparing Public & Private Equity
Comparing Public & Private Equity Public and private equity represent two primary ways investors can gain ownership in companies, but they differ widely in terms of accessibility, liquidity, risk, return potential, and governance. Public equity...